How Can We Buy Houses Help You?

July 27, 2017 • Owen

If you need to sell your house in the Omaha area, but you don’t have the time to wait for an agent to list it or to sell it by owner, give us a call! We buy houses all over the Omaha area. We pay cash for houses as-is and we close within a matter of days. In some cases we have closed sales in as little as three days.

This post will cover some of the different house buying situations that we specialize in. While we mainly deal with these types of situations, we buy houses under many other circumstances as well. You can visit our main page to learn more about our process and how to get it started.

Do you have too many repairs to make?

we buy houses help you with repairs
Whether repairs are voluntary or involuntary, their costs add up in a hurry. We’ve heard many stories about small home repairs turning into remodels because of wood rot and outdated plumbing. If you live in an area near lots of water, you may find yourself making more repairs than you’d like. Flooding and storms constantly keep you busy with your house. Arid places like Omaha also have their drawbacks. Normally there is a lot of leveling and roof work to be done. We buy houses all of the time that require repairs. We actually prefer them!

Have you inherited a house?

We buy houses that have been inherited, no matter what the circumstances. Whether you inherited a house though probate court or other less common ways, we’re interested in buying it. Inherited houses come with taxes, repairs and a houseful of extra stress. Why not get cash for your extra house and lose the headache?

Are you currently going through divorce?

we buy houses help you with divorce
Divorce is a tough thing for anybody to go through. More often than not, couples who just want to move on with their lives end up having to share a portion of it due to home ownership. Since we pay cash and close fast on houses, we offer the perfect service for getting rid of your home and moving on. The day that we close you will have money in your hands to help you get started with the next chapter of your life.

We buy houses before foreclosure.

Foreclosure is another one of those tough situations that some home owners have to go through. Once again, the services that we offer are the perfect way to help. We can make you a fair offer on your home that could possible cover the amount that you owe for foreclosure and give you the chance to start over in a new home. If you are currently in pre-foreclosure, let us buy your house before it hits foreclosure!

Is land lording too much to handle?

we buy houses help you with landlording
We buy houses from landlords all of the time. Being a landlord is tough business. There are vacant properties to worry about, questionable tenants to deal with, and the month to month cost of insurance and taxes on your properties. If you feel that land lording is something you want to do less of, or stop doing all together, give us a call. Whether they are occupied or not, we’d like to make you an offer on it.

Do you need to re-locate?

Many people have jobs that require them to change locations every few years. This can make selling your house more stressful than normal circumstances. When there are deadlines than need to be met it adds a whole other level of frustration to the process. Our ability to close fast makes selling convenient for you. You’ll be able to use all of the extra time saved by selling to us to move at a comfortable pace.

What does it all mean!?

we buy houses help you with financial freedom
We offer the most convenient and stress free way to sell your house fast and at a fair price. We buy houses all of the time from people listed in the above situations and some that are so unique that they don’t fall into any one category. We are house buying professionals who offer professional assistance. If you are serious about selling your house fast and need our help, we are more than willing to provide it!

How to do a Divorce Sale in Nebraska

July 20, 2017 • Owen

Once the decision has been reached that a divorce is eminent, a lot of questions are raised. One of these is, “What happens to the house in a divorce?”

Most often it means that a divorce sale must be carried out.

All of the assets accumulated during the marriage have to be divided.

There will be specific laws as to how this is legally done according to the state you are in. How complicated it will depend on the number of assets and the governing rules. The sale of a home during divorce requires some careful planning and using the right resources.

If you are your spouse are able to come to some amicable arrangements regarding your marital property then the divorce sale should be much easier and quicker.

What happens to the house?divorce sale house

What happens to the house in a divorce is probably the biggest concern as this is usually the biggest asset in a marriage.

First, understanding what the rules of the state that the divorce and divorce sale of the house is taking place in are most important. Some states go by the community property rules. This means, as a rule, all of the assets owned by the couple will be split 50/50.

If the house was purchased together as a couple then the split should be fairly simple. Where it gets complicated is if the house belonged to one of the spouses prior to the marriage.

Depending on the circumstances and the State it may not be considered as part of the community property or the divorce estate.

This is when the divorce sale can become more confusing. It can also get complicated if the house was left as a gift or inheritance to one of the spouses. For these reasons, it is highly important to have proper legal counsel to assist with the division of the assets and to protect the rights of each of the spouses.

Proceeding with the divorce sale

divorce sale refinancing

You will find that you have several options for proceeding with the divorce sale of a home. You have the option of attempting to sell the house yourself. If you decide to do this it means that you are going to have to advertise it and market it as heavily as possible. Some individuals who are going this route will commence with a divorce sale using Craigslist.

There are pros and cons to attempting a divorce sale on your own. There are a lot of legalities when it comes to selling a house. Then on top of this, you will also have to deal with the legalities that come with a divorce sale.

The second option is using a Realtor that is experienced and has the expertise and resources to conduct a divorce sale of a house in a quick manner. You also have the advantage of learning what the housing market for your area is like during this time, which is going to be important.

You will also get a good idea as to what your house is most likely going to sell for. You likely have personal ties to the house and with the personal circumstances you are in at the moment you may tend to over evaluate the house. This could mean that the house will not sell or it would take a very long time to do so.

If possible both spouses should come to an agreement as to what the house should be put on the market for, and this should be compatible as to what the housing market is dictating at the time. If you decide to go through a divorce sale using Craigslist or any other form of advertising you will need this plus a lot of other information to entice potential buyers.

Options on Selling

signing divorce sale paperwork

You may find that once you  get your divorce sale listed that you are approached by investors who are willing to buy your house for cash. If you are wanting to sell quickly this may be an inviting offer. It may be that it is lower than what you wanted but you may need to consider how it works in with the current situation that you are now in. Chances are you and your spouse want to get the assets settled so your divorce can become final.

The divorce sale process is not much different than a regular sale of a house except the timing may be important. Often one party moves out of the home and it can be financially difficult to keep up with the expenses of the house.  There may also be some discussions as to whether one party wants to buy the other out. If this is the case then re-financing of the mortgage would have to take place. In any event, until this asset is sold both are responsible for the mortgage and you don’t want to let this go into arrears.

The party that remains in the home during the divorce sale is going to have the responsibility of making sure the home is show ready for viewings. This may also mean some minor repairs are needed which should be done quickly to encourage a quick sale.

During a divorce sale, the best option is to retain an experienced realtor and perhaps sharing with this expert that this is a divorce sale so they understand the urgency of getting the home sold quickly. It is also important that both parties rely on independent legal counsel for the division of the assets. Neither party wants to take it upon themselves to sell the house or any other asset prior to the divorce without mutual consent as there could be legal repercussions to this. Each spouse needs to know what their rights and obligations are and what the law states about the division of assets.

It is imperative that both spouses come to an agreement that the house is to be sold and at what price. If these factors are not agreed upon it can make it extremely difficult through the sale process when offers come in.

Sell Your House After a Divorce

Red Ladder Property Solutions can make you a cash offer to buy the house as-is. You can get an offer on your house within 24 hours just by contacting us.

Click here to get a cash offer for your Omaha house or give us a call at 402-578-4003. We look forward to talking with you about what options you have.

We Buy Houses With Tenants in Omaha

July 13, 2017 • Owen

Are you sick of your nightmare tenants? No body blames you. That’s why we buy houses with tenants in them – to help you out of being a landlord.

Landlording is a rough business. Between keeping up with property maintenance and collecting monthly rent, a lot of time and resources are used to ensure a smooth renting process.

we buy houses with tenants regardless of condition
But paying costly property management firms or dealing with long term nightmare tenants takes its toll on even the most veteran landlords. If the stress forces you to exit the landlord business or you juggle too many investment properties already, you may want to sell. Instead of waiting months (or years) for the tenant’s lease to expire, consider selling to a professional investor willing to take on even the most strenuous tenants. Don’t worry; we buy houses with tenants.

“Can I sell my rental property with tenants in it?”

As the property owner, you may believe it’s simple to sell a home without tenant interference. But sometimes selling a rental property with tenants on a lease can be a complicated mess. Although you own the property, the tenants have rights too.

There are certain state restrictions that create unnecessary roadblocks for the homeowner. If a landlord wants to sell before the lease is up, they can find themselves facing severe legal penalties with enormous monetary consequences.

Selling a tenant-occupied property is different than selling a family home or inherited property. As long as the tenant continues to pay rent, they have a right to live on the premises. While some tenants are worthwhile and make timely payments, others can be problematic, forcing a landlord to sell the property outright. When a landlord decides to sell, dream tenants can become nightmares for fear of displacement. It’s crucial to know your options as a landlord and where a renter’s rights end.

Tenants Still On Lease

we buy houses with tenants still living there

When selling a rental property with tenants on lease, it’s important to know the state laws. Some states require a landlord to give a 30 or 60 day’s notice, while others have laxer guidelines on the notice for a tenant to vacate. To uphold the laws of Nebraska, landlords must send their tenant a letter that clearly states when their tenancy ends. This is especially important in cases of an unamicable landlord-tenant relationship.

Selling the property while the tenant is on a fixed-term lease requires a bit more finesse. Unless the lease contains a special early termination clause, tenants in good standing are allowed to live on the property until the lease ends, even if you want to sell the home. For tenants that have violated any lease terms or missed any monthly rent payments, landlords have the option to terminate the lease altogether, but risk lawsuits from disgruntled former tenants.

If a landlord wants to sell before lease is up, trying to list the property becomes another issue. Unless the lease agreement firmly states it, the homeowner may not be allowed to show the property to potential buyers. This is detrimental to finalizing a sale with most buyers and can hinder the price when negotiating with others. You can start showing the home if the tenant allows and is given proper notice (typically 24 hours). Otherwise, you’ll have to wait for the lease to end. When dealing with problem tenants, this scenario can be unsettling.

Selling to the Tenants

we buy houses with tenants or sell to tenants

“Can I sell my rental property with tenants in it to the tenants themselves?”

The answer is yes, but only if the tenant wants to buy the home outright. While this would be a great solution to rid yourself of the property, selling to the tenant requires maximum effort. Not only is the landlord tasked with drawing up the paperwork and presenting it to the tenant, they also often assist the tenant in finding adequate funds to purchase the home.

Some tenants cannot afford the property and must consider obtaining a mortgage or other financing options. Securing a proper loan can take months and landlords looking to sell quickly won’t be willing to wait for the possible loan rejection. Selling directly to the tenants requires homeowners to become both landlord and seller, a confusing combination for first-time investment sellers.

Some tenants may want to purchase the property and have the necessary funds. Instead of making the deal a simpler process, they decide to capitalize on the landlord’s desperation to sell. They may want unnecessary or extreme incentives, like a lower rent payment until the sale is finalized or all closing costs. For a landlord that wants to sell before lease is up, this is an unfortunate probability when dealing with tenants.

That’s why you’ll probably be finding yourself looking for other buyers. You could put the house on the market, or sell it to cash buyers like it. That’s why we buy houses with tenants in them – we know how difficult it is for you to find a ready and willing buyer.

Problem Tenants

we buy houses with tenants even if they're problems

Problem tenants can easily hinder a sale for many landlords. They may pay their rent on time, but they completely disrespect your property. They leave the home a mess, refuse to let you show the home, and can even change the locks on you. If you’re seriously considering selling your tenant-occupied property, knowing how to manage these major annoyances is vital.

While some tenants are terrific, others make you regret ever becoming a landlord. If your tenant is unwilling to let you show the property, you may enter anyways if you’re allowed access on the lease. But this can lead to unwanted hostilities, and angry tenants are more likely to drive away potential buyers.

If a tenant changes the locks, landlords risk angering the tenant further by calling the police and forcing property access. Another possible solution includes hiring a locksmith to change the locks at the tenant’s expense. Though none of these are ideal situations, when deciding to sell a property with tenants still on lease, these are likely scenarios that must be dealt with before selling.

There is another solution to dealing with problem tenants when selling the property. Landlords can pay their renters to vacate. Generally, landlords wishing to go this route must offer to pay the rest of the tenant’s rent plus other costly concessions to convince a renter to break lease.

Sometimes this means paying moving costs, giving up the deposit, and throwing in extra cash for the security deposit on a new place. While this option allows the homeowner to list their property without unruly tenants to hinder the sale, it forces them to spend money and time convincing their renters to leave. It’s not the best selling solution.

That’s why selling to cash buyers is a better solution. The reason why we buy houses with tenants is to provide a better alternative for landlords like yourself.

Why We Buy Houses with Tenants

we buy houses with tenants

The best selling solution for landlords with tenant-occupied property is selling to an experienced investor. Investors happily seek out properties with tenants and expedite closings with fair market cash offers. That’s why we buy houses with tenants!

You don’t have to worry about showing your home without making repairs or problem tenants driving away the investor; they honor the tenant’s current lease and care for the home to resell later. If you want to sell your house immediately, but your property is occupied by a long term lease, contacting a local house buying investor is your best option.

Don’t stress over selling a rental property; we buy houses with tenants no matter what condition it’s in! We’re always ready to answer any questions you have. Just give us a call at 402-578-4003!

House Investors That Buy Houses for Cash in Omaha

July 6, 2017 • Owen

You’ve probably heard of them before – house investors that buy houses cash in Omaha. Red Ladder Property Solutions is one such company.

But what exactly are the benefits of house investors? Why is it becoming such a popular option? There are definitely advantages to house investors and many see it as a better investment of their time to go with one when they want to sell their house fast.

In this article, we’ll look at pros and cons of selling your house to a real estate investor so you can get a full picture of the business and what to expect when dealing with real estate investors.

house investors

All you need to know about house investors that buy in cash

Being a real estate investor is a fantastic job for those who enjoy networking and are extremely good at real estate sales. But do you know everything there is to know about real estate investors? Have a look at some pros and cons of house investors!

Here are the pros of working with investors that buy houses cash

Pros of house investors:

house investors

  • You won’t have to pay real estate commissions.

Normally, agents will charge certain commissions for using their service. Completely understandable. But house investors don’t and yet they deliver the same service, except faster.

  • They will help you update and upgrade your property.

And you won’t have to worry about any of this – unless you wanted to.

  • They offer flexible payment options.

By offering a variety of payment options you will be able to sell your house fast regardless of your financial state. Alongside, you will also be able to avoid foreclosure.

  • We are able to pay cash and sell your house fast

‘As Is’ sale means that your house can be sold without providing a warranty or being on the hook for problems with the house. You will be able to save a lot of money as well as time. House investors that buy houses cash do not need a warranty. They are getting a discount on the house and know it needs repairs.

  • No hidden fees.

Investors have no hidden real estate fees. This makes it easy to get a good price on your property.

Cons of house investors:

cons of real estate investors

  • They don’t need a license to buy

It might be hard to do a background check on the person selling your home, however, you should still be able to check reviews of the house buying company to make sure it is legitimate. A reputable house investor should provide you references and be honest and upfront about their business.

  • Scammers are out there!

It’s a popular way for scammers to make money off of innocent people. There are some we buy houses scams out there. So how do you make sure your real estate investor is legitimate? You should be able to look up any agent with the Better Business Bureau. An honest real estate investor will also be open to answer any questions you might have about the house selling process.

  • You might get less money for your house

Due to purchasing your house ‘As Is’, this usually means the value of the house will go down. However, due to so many hidden costs of real estate agents, you will often find that cost-free house investors are actually a better option as you roughly end up with the same amount of money as you’re not going through the usual paperwork process.

Investors that buy houses cash need to buy at a discount so that they can cover the unknown expenses they may incur.

6 things every house seller should know

things to know when selling your house

  • Give yourself time

Unless you want to sell your house fast, house selling is often a long process. Give yourself time to make sure things go the way you want them to and that you can sell for the value you want. You will need to be patient – it’s part of the game.

  • House viewings are a tiring process

Apart from keeping your house clean at all times, pet-owners will also have to keep an eye on their animals – or better yet, keep them away from the house during a viewing. You really don’t want your dog to run crazy around the house as your potential buyers are looking around. Warning: there will be a lot of time wasters.

  • But house viewings are also important

When preparing your house for a viewing, you should go beyond just hiring a cleaner or cleaning the property yourself. Sometimes painting the facade, decorating or even keeping the house warmer than usual during the viewing can help speed up the process.

  • Good photos are the secret to success

When you list your property, you need to make sure your photos are fantastic. They are the first ‘house viewing’ people will get – so either brush up on your photography skills or hire a professional who will help you take absolutely perfect pictures. Trust us – you’ll be thanking them later.

  • Get help when you need to

Everyone thinks they are able to sell the house by themselves. But are you really? Do you know the best ways to put your house on the market? Are you familiar with the tricks of the trade and know the real estate lingo inside out? If yes, good for you. If no, don’t worry – our blog is a fantastic resource with plenty of valuable real estate information that will help you make a right decision.

  • You can sell your house in just 2 days!

With Red Ladder Property Solutions, your house can be sold in 2 days if necessary. We buy houses. Got repairs? Doesn’t matter. We buy houses for cash as-is!

house investors

Give us a call at 402-578-4003 or fill out our form – you will hear back from us with a cash offer in less than a day and you can close it whenever you want. Your house can be sold tomorrow, in a week or even in a few months – it’s up to you.

We’re also here to answer any questions you might have on the house selling process, avoiding foreclosure, selling your house with tenants still in it and much much more. Give us a call on 402-578-4003 and sell your house fast!